Nautical financing for recreational vessels
Nautical credit and leasing solutions to finance your vessel in the main European countries, backed by specialised institutions in the sector.
At IBYC, we have developed a strategic agreement with DYS FINANCE, an independent financial intermediary and exclusive distributor in Spain and Portugal of the financial products of CGI Finance and SGB Finance.
These French institutions enable the financing of recreational vessels through nautical credit and nautical leasing in the main European countries. CGI Finance is part of Société Générale, a European leader in specialised financial services, while SGB Finance is a subsidiary of CGI Finance and Groupe Bénéteau.
This agreement enables us to offer our clients a specialised route to finance their vessel, backed by leading institutions in the sector.
Financing solutions for your vessel
Nautical credit
Specialised financing for recreational vessels tailored to the nautical sector.
Nautical leasing
Leasing option for the purchase of vessels in the main European countries.
Extensive financing
Partner institutions offer financing with terms ranging from 4 to 15 years.
Private or Commercial Use
The vessel may be registered under List 6 or List 7.
Company-based financing
Possibility of formalising credit or leasing through a company whose activity is compatible with the operation of the vessel.
VAT deduction
Business financing may allow VAT deduction according to the applicable activity.
Partial private use
The vessel may be used partially for private purposes, with the corresponding registration tax being settled if it exceeds 8 metres in length.
Coverage in Spain and Portugal
Access to financial products distributed in Spain and Portugal via SYS FINANCE.
Strategic agreements with specialised financial institutions
IBYC works in partnership with SYS FINANCE, an independent financial intermediary and the exclusive distributor in Spain and Portugal of products from CGI Finance and SGB Finance.
CGI Finance is part of the Société Générale Group, one of Europe’s leading providers of specialist financial services. SGB Finance is a subsidiary of CGI Finance and the Bénéteau Group, which reinforces its specialisation in the financing of pleasure craft.
Our way of working
A working method based on experience, transparency, and commitment, aimed at offering reliable nautical solutions and a top-level personalized service.
1
Free initial diagnosis
We analyze each situation without obligation and provide guidance on the best options
2
Personalized proposal
We develop an action plan adapted to any legal, tax, technical, or management need.
3
Agile and transparent execution
We handle all procedures, keeping the client informed at every stage.
4
Continuous monitoring and support
We are available to resolve queries, update documentation, or expand services.