IBYC and SYS FINANCE, an independent agent and exclusive distributor of financing products in Spain and Portugal of the French financing companies CGI Finance and SGB Finance, have developed a strategic partnership offering different financing products, such as Credit and Leasing, for the main European countries.

CGI Finance is a subsidiary company of the Group Société Générale, European leader company specialized in providing financial services. SGB Finance is a subsidiary of CGI Finance and the Bénéteau Group.

Both financing companies offer tge customers the possibility to finance yachts offering loan terms of between 4 to 15 years for loan amounts up to a 50% or 70% of the purchase price.   and with a benefit of the 9’8% reduction on VAT. Beyond this, with the French leasing, the customers may benefit from a 50% tax reduction on French VAT (20%). In this way, the lessee can pay 10% VAT on the boat that the finance company is acquiring, since it has its headquarters in France. This acquisition includes registration, Spanish matriculation tax and invoicing n Spain, all in accordance with current legislation.

The customer can also have the option of financing his boat with credit or French leasing through a company, with an activity related to the boat and the VAT deduction that corresponds to the activity. In this way the use of the boat can also be enjoyed privatively, paying the corresponding matriculation tax, if its length is more than 8 meters.

If you wish to receive a quote to finance your yacht, please contact us at or contact SYS FINANCE.


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